If
you are one of the working fortunate among us, congratulations, but all may not
be well. Stress may be affecting your
performance, but the stress may not have anything to do with your career. Everything
in the workplace may be a refuge. But if
outside influences are beginning to encroach on your performance, it may be
time to take some serious steps to handle personal issues before the career is
in danger of being derailed.
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| Sell Structured Settlements |
There
is one situation that does not affect everyone.
It is possible that others would consider themselves fortunate to share
the circumstances you have if not for the burden of stress. If you are burdened by difficulties with a
structured settlement that is not contributing a sufficient amount, even when
combined with your salary, to meet monthly obligations, nothing will affect
work performance and personal well being like a financial pinch. Fortunately, there are ways to confront and
overcome the stress.
How
to Relieve Stress from a Structured Settlement Complication
1. Have
a brief discussion with your manager.
HIPAA regulations prohibit a manager’s queries into personal hardships,
but they can ask about the effect of the stress on your job performance. All that needs to be mentioned is that there
are personal issues you are trying to work out and that you will try to
maintain expected performance while resolving them. The manager may have some recommendations for
assistance by qualified. Consider them.
2. Now
that promises have been made at work, the personal paradigm must change because
the status quo is not working. Even
though a structured settlement may stipulate that the annuity cannot be sold,
don’t assume that door is closed. Start
making inquiries with a reputable annuity
sale
company to walk you through the details of overcoming what appears to be a
solid, immovable contract. It is likely
changeable and might be accomplished within 30 days. Your manager should be pleased with your
resourcefulness to reach a solution so quickly.
3. If
you have chosen a reputable annuity sale company, it is time to collect the
details of the annuity and its payout schedule to provide all the information
regarding the annuity so that a proposal for sale can be executed and quoted to
you. Perhaps your financial pinch is a
temporary situation that does not require the sale of the full amount of the
annuity. You can sell a portion of it
and maintain the
balance as a structured settlement as now being paid out. Also, you need to understand that whatever
portion of the annuity would be sold, the full value of the portion will not be
paid; there will be a deduction rate of a quoted percentage and only the
balance less the discount will be paid out.
4. Since you may see a resolution within 30 days, it is now time to contact all your creditors to advise them, without going into detail as to how it will be accomplished, that you will have them paid-up within 30 to 45 days (allow yourself a cushion), and will be able to keep them current with full monthly payments as originally agreed.
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| Sell Structured Settlement Payments |
